Nomis Solutions: Best-in-Class Pricing and Profitability Management for Financial Services

	Nomis Score Solutions Brief (Request Whitepaper) The Nomis Score is a price sensitivity score that can help companies: Better tailor offers and prices down to the individual customer, improving pricing effectiveness to drive profit and volume growth Quantify price sensitivity to derive the optimal segmentation of customers and prospects Understand each customer's value for price relative to non-price factors, independent of product, channel or historical market footprint Learn how Nomis Score enables lenders to better understand their customers' preferences and therefore create more suitable offers, translating into higher profits, volumes, and customer satisfaction.
	A Step Beyond Risk Scoring (PDF) Frank Rohde Financial Service Technology Magazine March 29, 2010 As banks attempt to better manage price setting for their customers Frank Rohde explains where they are deploying price sensitivity scores. "Marketers often make the mistake of thinking that response and price sensitivity are the same thing."
	Why Banks Need to Immediately Fix their Pricing Process Frank Rohde Executive Whitepaper 2009 This executive whitepaper illuminates the key pricing and process problems faced by most banks. It also provides guidance on how to leverage customer response and better manage through a dynamic market. "In a recent survey of pricing managers across the top 30 banks and finance companies in the US and Canada, 90% admitted that their pricing process was in dire need of improvement."
	Pricing Optimization Executive Brief: The Savvy Executive’s Secret Weapon Frank Rohde Executive Whitepaper 2009 A Forrester Research report advised bank and finance executives, “In order to remain competitive, and ultimately become more profitable, FSIs should invest in the analytical tools, data, and skills to support pricing optimization.”
	Financing with Scarce Capital Video In this brief video, taken at the AFSA Vehicle Finance Conference, Dr. Robert Phillips, Founder and Chief Science Officer at Nomis Solutions comments on how the auto finance industry can better deal with scarce capital by focusing on quality rather than quantity.
	What Every Bank Executive Should Know about Pricing Optimization Video This video presentation discusses the value of Pricing Optimization to financial services companies, and features interviews with customers, analysts and Nomis executives, discussing how leading institutions are currently using the Nomis Price Optimizer.
	Five Keys to Finding the 'Right' Price (PDF) Dr. Robert Phillips Banking Strategies Magazine By improving their ability to analyze and assess customer transaction data and use it to make future decisions, financial institutions can move past risk-based pricing to pricing optimization. That allows them to optimize prices within existing segments, then fine-tune customer segments for even more precise pricing. Such innovative pricing strategies can significantly improve both profits and volume on retail loans.
	Enhancing Performance in Home Equity Lending: A Pricing Optimization Case Study A top five U.S. bank’s Home Equity Lending business increases profits by 4.9% and increases volume by 15.5%. Learn how implementing the Nomis Price Optimizer™ allowed this team to use an understanding of customer response to price their products more effectively and leverage a centralized system that enables a more consistent and efficient pricing process.
	AmeriCredit Revs Up Profits: A Pricing Optimization Case Study AmeriCredit quickly achieves increases in profits and market share, while gaining a more strategic, structured and streamlined approach to pricing. Learn how the leading independent provider of full-spectrum auto finance solutions for auto dealers and consumers generated $4 million in profit improvements in the first three months of using the Nomis Price Optimizer.
	Consumer Deposits Solution Brief The Nomis Solutions Price Optimizer for Consumer Deposits can help companies: Drive Portfolio growth without sacrificing profitability Enable efficient and sustainable price execution Better understand the trade-off within and between product portfolios Learn how NPO can help consumer deposit business onwers pursue strategic portfolio goals while continuing to provide stable levels of core funding and creating a significant competitive advantage.
	Nomis Auto Finance Solution Brief The Nomis Solutions Pricing and Profitability Management Suite™ for Auto Finance can help companies: Optimally allocate scarce capital to achieve financial targets Manage risk by understanding the impact of prices on expected losses Use a more consistent pricing process that provides better visibility and control Learn how Nomis Solutions' deep understanding and experience working with Auto Finance companies has given AmeriCredit and Chrysler Financial the ability to use pricing more strategically.
	Nomis Price Optimizer Solution Overview Designed for the loan or deposits pricing team, the award winning Nomis Price Optimizer™ (NPO) is for executives responsible for pricing loan and deposits products who want to use pricing more strategically to drive financial performance, gain valuable insight into customer preferences, and use a more consistent, repeatable and efficient pricing process that supports regulatory requirements. This Solution Overview details how NPO can help you reach your profit, volume, balance, and portfolio mix targets using a combination of advanced analytics, innovative technology, and tailored business processes.
	Nomis Solutions Company Overview Nomis Solutions has the largest number of successful pricing optimization implementations in the financial services industry. Our customers include AmeriCredit, Bank of Montreal, Chase Bank, Chrysler Financial, HBOS plc (part of the Lloyds Banking Group), Nationwide Building Society, Royal Bank of Canada, Skipton Building Society and Yorkshire Building Society. Learn how our exclusive focus on Financial Services and our award-winning solutions have enabled significant financial and operational performance improvements for these companies.
	Customized Pricing Chapter (PDF) Dr. Robert L. Phillips Pricing and Revenue Optimization Book In this book, Dr. Robert Phillips provides an introduction to the concepts, theories, and applications of pricing and revenue optimization. Drawing lessons across a range of industries, this book serves as a valuable resource to pricing practitioners, business line managers, and banking executives.